The information on this website (www.Algbra.com) is operated by Algbra Group Limited (“Algbra”), whose registered office is at Squire Patton Boggs, No.1 Spinningfields, Hardman Square, Manchester, M3 3EB.

Access to and use of this website is always subject to the following terms and conditions. By using this website, you accept these terms and conditions and you agree to abide by them. We amend these terms from time to time. Some of the provisions contained in these terms and provisions may also supersede conditions or notices published elsewhere on the Site. Every time you wish to use our Site, it is your responsibility to review and ensure you understand these terms and conditions and regularly to keep up to date with any changes to them.

Information about Algbra and Disclaimers

This Site is operated by Algbra. We are registered in United Kingdom under company number 12629086, and have our registered office at Squire Patton Boggs, No.1 Spinningfields, Hardman Square, Manchester, M3 3EB.

The information contained on Algbra’s website is provided for general informative purposes only. It is not intended to be a comprehensive account of Algbra’s activities. The information contained on Algbra’s website is not intended to make any offer, inducement, invitation or commitment to purchase, subscribe to, provide or sell any securities, service or product or to provide any recommendations on which visitors to this website should rely for financial, securities, investment or other advice or to take any decision. Nothing on this Site shall be deemed to constitute an offer or solicitation to buy or sell securities or investments of any description in any jurisdiction. In your use of this Site, you are responsible for ensuring you comply with the laws or regulations of any relevant jurisdiction and for obtaining your own legal, tax and financial advice before making any investment or financial decisions or purchasing any financial, securities or investment related service or product. Visitor is also responsible for ensuring that all persons who access our Site through their internet connection are aware of these terms of use and other applicable terms and conditions, and that they comply with them.

Accuracy of Information

Although Algbra has taken all reasonable care that the information contained within this website is accurate at the time of publication, no representation or warranty (including liability towards third-parties), expressed or implied, is made as to its accuracy or completeness or fitness for any purpose by Algbra, or its affiliates, subsidiaries or contractual partners. You should take appropriate steps to verify all information on this Site before acting on it.

Amendments to the Site

This website is subject to regular update and revision. Whilst we attempt to ensure the accuracy and timeliness of all material posted on the website, we take no responsibility for errors or omissions which are the result of technical causes, or otherwise. We maintain the right to delete or modify in part or in full any information on this website without prior notice. We may update these terms and conditions from time to time and we will notify you of any changes using the e-mail address you gave to us on registration or by an announcement on the website. The changes will apply to the use of the Site after such notice.

Residence

This Site is controlled and operated by Algbra from the United Kingdom. Algbra makes no representation that any material contained on this Site is appropriate for any other jurisdiction. The information in this website does not constitute either an offer to sell or a solicitation or an offer to buy in a country in which this type of offer or solicitation is unlawful, or in which a person making such an offer or solicitation does not hold the necessary authorisation to do so, or at all. Should you choose to access this Site from any location other than the United Kingdom, you are responsible for compliance with all applicable local laws.

Limitation of Liability

By entering this Site, you acknowledge and agree that the use of this Site is at your own risk and to the extent permissible by applicable law, in no circumstances, including (but not limited to) negligence, shall we be liable for any direct, indirect, incidental, special, consequential, or punitive damages, losses, costs or expenses nor for any loss of profit that results from the use of, or inability to use this Site or for reliance on any material on any Site linked to this Site (including but not limited to any viruses or any other errors or defects or failures in computer transmissions or network communications) even if we have been advised of the possibility of such damage. In addition, no liability can be accepted by us in respect of any changes made to the content of this Site by unauthorised third parties. All express or implied warranties or representations are excluded to the fullest extent permissible by law. We do not warrant that this Site does not infringe any intellectual property rights of third parties.

You should remember that the value of investments, and the income from them, may go down as well as up, and is not guaranteed, and investors may not get back the amount of money invested. Past performance cannot be relied on as a guide to future performance or returns. Levels of taxation will depend on the individual circumstances of investors.

Expressions and opinions on this website represent the views of Algbra, which may be subject to change without notice.

Unless otherwise specifically agreed, Algbra will not treat users of this website as its clients for the purposes of the UK regulatory system. Consequently, the protections provided to clients under the UK regulatory system will not be available to users of this website.

Complaints should be addressed to the Compliance Officer at Algbra at the address shown above.

Links To/From Our Site

Where our Site contains links to other websites and resources provided by third parties, these links are provided for your information only. These websites and their contents are not endorsed or promoted by us in any way and should not be interpreted as approval by us of those linked websites, unless otherwise stated. We have no control over such outside websites and you acknowledge by your use of this Site that Algbra can accept no responsibility for the content of these external sites and should you choose to use them then you do so at your own risk.

For the avoidance of doubt, you expressly agree that you will not create any links from any other website to the whole or any part of our Site, either directly or indirectly, without our express prior written permission.

Intellectual Property

Algbra and/or its licensors own all intellectual property rights in the web Site including the screen displays, the content, the text, graphics and look and feel of the Site. Algbra invites you to view, use, print and download small portions of the contents of this website for your informational, non-commercial use only, provided you also retain and do not delete any copyright, trademark and other proprietary notices contained in such content. You may view the Site and download any part of it to a personal computer so that you can view it for private purposes. None of the material, nor its content, nor any COPY of it, may be altered in any way; copy, publicly display or distribute the website or any portion thereof without Algbra’s prior written permission. You agree that you will not use or induce the use of any device, software or routine to bypass any security measures on the website, or to interfere or attempt to interfere with the proper working of the website.

Severability

If any part of these terms and conditions is, at any time, found to be invalid by a court, tribunal or other forum of competent jurisdiction, or otherwise rendered unenforceable, that decision shall not invalidate or void the remainder of these terms and conditions. These terms and conditions shall be deemed amended by modifying or severing such part as necessary to render them valid, legal and enforceable while preserving their intent, or if that is not possible, by substituting another provision that is valid, legal and enforceable that gives equivalent effect to the parties’ intent. Any such invalid or unenforceable part or parts shall be severable from these terms and conditions, or the validity of the part(s) in question in any other jurisdiction shall not be affected thereby.

Assignment

You may not assign, sub-license or otherwise transfer any of your rights under these terms and conditions.

Entire Agreement, Governing Law and Jurisdiction

These terms and conditions constitute the entire agreement between you and Algbra concerning access to and use of the Site. These terms and any dispute arising out of them are governed by and interpreted in accordance with the laws of England and Wales. Disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales. The information on this website (www.Algbra.com) is operated by Algbra Group Limited (“Algbra”), whose registered office is at 22 Upper Brook Street, London, W1K 7PZ. Access to and use of this website is always subject to the following terms and conditions. By using this website, you accept these terms and conditions and you agree to abide by them. We amend these terms from time to time. Some of the provisions contained in these terms and provisions may also supersede conditions or notices published elsewhere on the Site. Every time you wish to use our Site, it is your responsibility to review and ensure you understand these terms and conditions and regularly to keep up to date with any changes to them. These terms and conditions constitute the entire agreement between you and Algbra concerning access to and use of the Site. These terms and any dispute arising out of them are governed by and interpreted in accordance with the laws of England and Wales. Disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

The e-money issued to your Algbra account is issued by Algbra Group Limited, which is a private limited company registered in England and Wales with company registration number 12629086 and registered address at Squire Patton Boggs (UK) LLP (Ref: CSU) No.1 Spinningfields, Hardman Square, Manchester, England, M3 3EB. Algbra is authorised and regulated by the Financial Conduct Authority (FCA) under the Electronic Money Regulations 2011 with FRN 952360.

For those customers who have ordered an Algbra Card, Your Algbra Card is currently issued by Transact Payments Limited (incorporated and registered in Gibraltar with company number 108217 and registered office of 6.20 World Trade Center, 6 Bayside Road, Gibraltar, GX11 1AA). As of 19 November 2024, or shortly after, the Algbra Card will be issued by Algbra Group Limited (FCA FRN  952360), a Principal member of Mastercard International Incorporated. MasterCard is a registered trademark and the circles design is a trademark of Mastercard International Incorporated.

Algbra Group Limited is a limited company registered in England and Wales with company registration number 12629086.